Risk Disclosure

1. No Guaranteed Value

Creator token prices are determined entirely by an automated bonding curve formula embedded in the smart contract. Prices fluctuate with every buy and sell. There is no floor price, no stabilisation mechanism, and no guaranteed minimum value. You may receive significantly less than you paid.

2. No Financial Returns

Do not buy Creator tokens with any expectation of financial gain. The resale price is determined by the bonding curve and reflects the number of tokens in circulation at the moment you sell. It may be substantially lower than what you paid, and this can happen quickly and without warning.

3. Creator and Content Risk

Creators determine their own content, tier thresholds, and perks. They retain the right to edit, remove, or stop producing content at any time and without notice. FanCurve does not guarantee the quality, frequency, or continued availability of any Creator's content. A Creator may post content that is received negatively, fail to deliver promised perks, discontinue tiers, or stop posting entirely. Token ownership does not obligate a Creator to produce or maintain any specific content or access level. These risks exist independently of token price and you must accept them before purchasing.

4. Platform Risk

FanCurve is built on the Internet Computer Protocol (ICP). Platform availability depends on the ICP network, individual smart contract (canister) performance, and FanCurve's own infrastructure. Risks specific to this architecture include ICP network congestion or outages, canister upgrade failures, and smart contract bugs that cannot be reversed once deployed. We strive for high availability but cannot guarantee uninterrupted access.

5. Blockchain Risk

Creator tokens exist on-chain on the Internet Computer Protocol (ICP) network. Blockchain transactions are irreversible by design. If you lose access to your wallet or private keys, you may permanently lose access to your tokens. FanCurve cannot recover lost or stolen tokens.

The smart contracts that govern Creator token pricing and settlement have been deployed on-chain and cannot be retroactively modified in the event of a bug or exploit. If a vulnerability is discovered, FanCurve may be unable to recover user funds or reverse transactions. You accept this risk by using the platform.

6. Regulatory Risk

Cryptocurrency and blockchain regulations vary significantly by jurisdiction and are subject to rapid change. Future regulatory developments could require FanCurve to restrict access, suspend operations, or cease service in specific jurisdictions, potentially with little or no prior notice. Existing geo-restrictions may be expanded at any time. If FanCurve becomes subject to licensing requirements it cannot meet, users in affected jurisdictions may lose access to the platform and their ability to trade tokens.

7. Price Volatility

Creator token prices change with every buy and sell transaction. Price can drop substantially in a short period of time. There is no stabilisation mechanism and no price floor. Do not rely on any specific price level remaining stable and do not participate with the expectation of profit.

8. No Insurance or Protection

There is no deposit insurance or legal protections for your balances on FanCurve. By using FanCurve, you're acknowledging these risks and accepting the implications they carry.

9. Tax Implications

Purchase and resale of Creator tokens may have tax implications in your jurisdiction. You are responsible for understanding and complying with all applicable tax laws. Consult a tax professional if needed.

10. Personal Responsibility

By using FanCurve, you acknowledge that you understand these risks and accept full responsibility for your decisions. You should only participate with amounts you're comfortable losing.

11. Seek Professional Advice

If you have questions about the risks or implications of using FanCurve, consult with appropriate legal, financial, or tax professionals before participating.

12. Referral Program

FanCurve operates a referral program through which users may earn a share of platform fees generated by users they refer. Referral payouts are calculated as a percentage of FanCurve's fee on qualifying transactions and are paid in ckUSDC on a weekly basis. FanCurve reserves the right to modify, suspend, or terminate the referral program at any time and without prior notice. Payouts may be withheld or forfeited in cases of self-referral, sybil clustering, wash trading, or any other activity FanCurve determines to be abusive. Referral attribution is permanent and based on first-click. Earning referral income may have tax implications in your jurisdiction. You are responsible for understanding and complying with applicable tax laws.

13. ckUSDC and Settlement Layer Risk

FanCurve uses ckUSDC as its sole settlement currency. ckUSDC is a chain-key token on the Internet Computer Protocol and is a wrapped on-chain representation of USDC. It is not the same as native USDC issued by Circle. Redemption of ckUSDC to native USDC is subject to compliance systems operated by Circle or the Dfinity Foundation, including a Know Your Transaction (KYT) layer that screens on-chain activity. In certain circumstances, activity associated with FanCurve's smart contracts could result in ckUSDC being flagged as non-compliant by Circle or Dfinity, which may prevent you from redeeming ckUSDC to native USDC. FanCurve has no control over these compliance systems and cannot guarantee that your ckUSDC will be redeemable at any given time. You should understand this risk before depositing funds on the platform.

14. Jurisdiction and Access Risk

FanCurve restricts access from the following jurisdictions: Iran, North Korea, Cuba, Syria, Russia, Crimea, the Donetsk region, the Luhansk region, China, Belarus, Myanmar, and all member states of the European Union. These restrictions may be expanded at any time in response to regulatory developments or sanctions. If your jurisdiction becomes restricted after you have acquired Creator tokens, you may lose access to the platform interface while your tokens remain on-chain. Your ability to sell tokens back to the bonding curve may be affected by your ability to access the platform. FanCurve makes no commitment to provide continued access to any user in any jurisdiction.